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What We Don’t Do (And Why It Matters)

What We Don’t Do (And Why It Matters)

What We Don’t Do (And Why It Matters)

What We Don’t Do (And Why It Matters)

At PolicyFly, we don’t try to be everything to everyone. We’re not a generic insurance platform, and we don’t serve standard admitted lines, mass-market personal insurance, or off-the-shelf commercial policies.

At PolicyFly, we don’t try to be everything to everyone. We’re not a generic insurance platform, and we don’t serve standard admitted lines, mass-market personal insurance, or off-the-shelf commercial policies.

At PolicyFly, we don’t try to be everything to everyone. We’re not a generic insurance platform, and we don’t serve standard admitted lines, mass-market personal insurance, or off-the-shelf commercial policies.

We exist exclusively for Specialty and E&S insurers

We exist exclusively for Specialty and E&S insurers

The ones handling complex, hard-to-place risks that don’t fit into standard systems. The ones who know that rating a multi-location property schedule isn’t the same as quoting a BOP. The ones who balance referrals, layered placements, and underwriting art—not just straight-through automation.

The ones handling complex, hard-to-place risks that don’t fit into standard systems. The ones who know that rating a multi-location property schedule isn’t the same as quoting a BOP. The ones who balance referrals, layered placements, and underwriting art—not just straight-through automation.

We don’t do off-the-shelf, one-size-fits-all software

Specialty programs are unique, and so is our platform—built from the ground up to handle custom workflows, structured data ingestion, and underwriting complexity.

We don’t do off-the-shelf, one-size-fits-all software

Specialty programs are unique, and so is our platform—built from the ground up to handle custom workflows, structured data ingestion, and underwriting complexity.

We don’t force specialty insurance into a standard mold

Most platforms try to adapt admitted commercial workflows to Specialty and E&S. We built PolicyFly from the ground up for the nuances of this market—whether it’s delegated authority, referral-based underwriting, or complex multi-layered placements.

We don’t force specialty insurance into a standard mold

Most platforms try to adapt admitted commercial workflows to Specialty and E&S. We built PolicyFly from the ground up for the nuances of this market—whether it’s delegated authority, referral-based underwriting, or complex multi-layered placements.

We don’t build for the past—we build for the future of Specialty Insurance

 PolicyFly replaces scattered spreadsheets, endless email chains, and disconnected rating engines with one seamless platform to underwrite, quote, and manage policies at scale.

We don’t build for the past—we build for the future of Specialty Insurance

Leverage real-time reporting, loss trend tracking, and third-party data integrations to continuously optimize underwriting strategies and improve profitability.

We don’t replace underwriting judgment with black-box automation

Our platform enhances the process, enabling faster decisions, cleaner data, and better workflows—but always keeping the underwriter in control.

We don’t replace underwriting judgment with black-box automation

Our platform enhances the process, enabling faster decisions, cleaner data, and better workflows—but always keeping the underwriter in control.

We don’t power commoditized insurance

If a program depends on ISO’s ERC, circulars, and standardized rating structures, it’s not a fit for PolicyFly. We support admitted programs—so long as they operate like specialty lines, with custom workflows, unique rating, and program-driven underwriting.

We don’t power commoditized insurance

If a program depends on ISO’s ERC, circulars, and standardized rating structures, it’s not a fit for PolicyFly. We support admitted programs—so long as they operate like specialty lines, with custom workflows, unique rating, and program-driven underwriting.

We don’t shy away from high-volume personal lines—if they’re E&S

Flood, wildfire, and CAT homeowners programs require speed, automation, and flexibility, and that’s exactly what we provide. If it’s E&S, we handle it—whether it’s a single complex risk or thousands of high-exposure properties.

We don’t shy away from high-volume personal lines—if they’re E&S

Flood, wildfire, and CAT homeowners programs require speed, automation, and flexibility, and that’s exactly what we provide. If it’s E&S, we handle it—whether it’s a single complex risk or thousands of high-exposure properties.

If you’re looking for a platform to handle standard admitted business, we’re not the right fit. But if you’re building, growing, and modernizing a Specialty or E&S program—we’re exactly who you need.

🚀 We’re here to make Specialty faster, smarter, and more connected. Let’s build the future together.

If you’re looking for a platform to handle standard admitted business, we’re not the right fit. But if you’re building, growing, and modernizing a Specialty or E&S program—we’re exactly who you need.

🚀 We’re here to make Specialty faster, smarter, and more connected. Let’s build the future together.

Browse our solutions

Browse our solutions

Browse our solutions

Coverholders

Coverholders

Manage multiple contracts, streamline underwriting, and automate policy administration—all while maintaining full control over referrals, compliance, and reporting.

Manage multiple contracts, streamline underwriting, and automate policy administration—all while maintaining full control over referrals, compliance, and reporting.

Learn more

Learn more

Coverholders

Manage multiple contracts, streamline underwriting, and automate policy administration—all while maintaining full control over referrals, compliance, and reporting.

Learn more

MGA, MGUs and Program Administrators

MGA, MGUs and Program Administrators

Scale your programs with automated underwriting, policy administration, and carrier management. Process more submissions, streamline endorsements, and expand distribution with ease.

Scale your programs with automated underwriting, policy administration, and carrier management. Process more submissions, streamline endorsements, and expand distribution with ease.

Learn More

Learn More

MGA, MGUs and Program Administrators

Scale your programs with automated underwriting, policy administration, and carrier management. Process more submissions, streamline endorsements, and expand distribution with ease.

Learn More

Syndicates

Syndicates

Simplify prior-submit referrals, centralize underwriting workflows, and provide seamless capacity access to Coverholders and Brokers—all while eliminating lost data and manual processes.

Simplify prior-submit referrals, centralize underwriting workflows, and provide seamless capacity access to Coverholders and Brokers—all while eliminating lost data and manual processes.

Learn more

Learn more

Syndicates

Simplify prior-submit referrals, centralize underwriting workflows, and provide seamless capacity access to Coverholders and Brokers—all while eliminating lost data and manual processes.

Learn more

Carriers & Insurers

Carriers & Insurers

Power submission automation, structured risk tracking, and real-time decision-making to handle complex risks faster, improve underwriting insights, and enhance reporting.

Power submission automation, structured risk tracking, and real-time decision-making to handle complex risks faster, improve underwriting insights, and enhance reporting.

Learn more

Learn more

Carriers & Insurers

Power submission automation, structured risk tracking, and real-time decision-making to handle complex risks faster, improve underwriting insights, and enhance reporting.

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Build It, Book It & Grow With PolicyFly

Build It, Book It & Grow With PolicyFly

PolicyFly is the leading digital placement and underwriting solution for improving the growth, response time and profitability of specialty lines.

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Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

PolicyFly

Integrations

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Product

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Underwrite

Manage

Automate

Measure

Integrate

Lines of Business

Transportation

Property

Liability

Cyber

Solution

Coverholders

MGA, MGUs and Program Administrators

Syndicates

Carriers & Insurers

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

PolicyFly

Integrations

About

News

Contact

Login

Product

Capture

Underwrite

Manage

Automate

Measure

Integrate

Lines of Business

Transportation

Property

Liability

Cyber

Solution

Coverholders

MGA, MGUs and Program Administrators

Syndicates

Carriers & Insurers

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

PolicyFly

Integrations

About

News

Contact

Login

Product

Capture

Underwrite

Manage

Automate

Measure

Integrate

Lines of Business

Transportation

Property

Liability

Cyber

Solution

Coverholders

MGA, MGUs and Program Administrators

Syndicates

Carriers & Insurers

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

PolicyFly

Integrations

About

News

Contact

Login

Product

Capture

Underwrite

Manage

Automate

Measure

Integrate

Lines of Business

Transportation

Property

Liability

Cyber

Solution

Coverholders

MGA, MGUs and Program Administrators

Syndicates

Carriers & Insurers