Transforming property underwriting

Transforming property underwriting

PolicyFly transforms E&S property underwriting by automating submissions, enriching risk data, and streamlining endorsements—helping insurers price with precision and manage evolving exposures. From homeowners and commercial property to flood, wildfire, and excess layers, our platform enables faster decisions, smarter risk selection, and seamless policy management—all in one platform.

PolicyFly transforms E&S property underwriting by automating submissions, enriching risk data, and streamlining endorsements—helping insurers price with precision and manage evolving exposures. From homeowners and commercial property to flood, wildfire, and excess layers, our platform enables faster decisions, smarter risk selection, and seamless policy management—all in one platform.

PolicyFly transforms E&S property underwriting by automating submissions, enriching risk data, and streamlining endorsements—helping insurers price with precision and manage evolving exposures. From homeowners and commercial property to flood, wildfire, and excess layers, our platform enables faster decisions, smarter risk selection, and seamless policy management—all in one platform.

Related products

Related products

Related products

Homeowners

Homeowners

Commercial Property

Commercial Property

Flood

Flood

Wildfire

Wildfire

XS

XS

Submission Triage & Ingestion

Submission Triage & Ingestion

Submission Triage & Ingestion

Eliminate manual submission processing by extracting key property details from emails, PDFs, and spreadsheets—no more rekeying. Instantly enrich data with replacement cost estimates, hazard scores, and CAT exposure insights, giving underwriters a clear, structured view of risk upfront.

Eliminate manual submission processing by extracting key property details from emails, PDFs, and spreadsheets—no more rekeying. Instantly enrich data with replacement cost estimates, hazard scores, and CAT exposure insights, giving underwriters a clear, structured view of risk upfront.

Eliminate manual submission processing by extracting key property details from emails, PDFs, and spreadsheets—no more rekeying. Instantly enrich data with replacement cost estimates, hazard scores, and CAT exposure insights, giving underwriters a clear, structured view of risk upfront.

Dynamic Quoting with Unlimited Flexibility

Dynamic Quoting with Unlimited Flexibility

Dynamic Quoting with Unlimited Flexibility

Dynamic Quoting with Unlimited Flexibility

Enables underwriters to offer multiple coverage structures instantly, adjusting limits, deductibles, and rating variables across locations, perils, and layers. Agents can fine-tune coverage to hit target premiums, while insurers optimize CAT vs. AOP pricing, excess layers, and competitive positioning without delays.

Enables underwriters to offer multiple coverage structures instantly, adjusting limits, deductibles, and rating variables across locations, perils, and layers. Agents can fine-tune coverage to hit target premiums, while insurers optimize CAT vs. AOP pricing, excess layers, and competitive positioning without delays.

Enables underwriters to offer multiple coverage structures instantly, adjusting limits, deductibles, and rating variables across locations, perils, and layers. Agents can fine-tune coverage to hit target premiums, while insurers optimize CAT vs. AOP pricing, excess layers, and competitive positioning without delays.

Automate Endorsements: Schedule Changes, Lenders & More

Automate Endorsements: Schedule Changes, Lenders & More

Automate Endorsements: Schedule Changes, Lenders & More

Automate Endorsements: Schedule Changes, Lenders & More

Managing policy changes shouldn’t slow you down, whether insuring a single office building or a multi-state real estate portfolio. PolicyFly automates endorsements, schedule adjustments, and lender updates, ensuring every policy stays accurate, compliant, and up to date. With self-service tools and automated proration of valuation changes, insurers can reduce manual processing while improving speed and accuracy.

Managing policy changes shouldn’t slow you down, whether insuring a single office building or a multi-state real estate portfolio. PolicyFly automates endorsements, schedule adjustments, and lender updates, ensuring every policy stays accurate, compliant, and up to date. With self-service tools and automated proration of valuation changes, insurers can reduce manual processing while improving speed and accuracy.

Managing policy changes shouldn’t slow you down, whether insuring a single office building or a multi-state real estate portfolio. PolicyFly automates endorsements, schedule adjustments, and lender updates, ensuring every policy stays accurate, compliant, and up to date. With self-service tools and automated proration of valuation changes, insurers can reduce manual processing while improving speed and accuracy.

Align Submissions with your Appetite

Align Submissions with your Appetite

Align Submissions with your Appetite

Align Submissions with your Appetite

PolicyFly prioritizes underwriting workflows by automatically flagging high-risk properties, incomplete submissions, and referral cases, ensuring underwriters focus on qualified risks. Reduce time wasted on uninsurable properties and accelerate approvals for in-appetite risks.

PolicyFly prioritizes underwriting workflows by automatically flagging high-risk properties, incomplete submissions, and referral cases, ensuring underwriters focus on qualified risks. Reduce time wasted on uninsurable properties and accelerate approvals for in-appetite risks.

PolicyFly prioritizes underwriting workflows by automatically flagging high-risk properties, incomplete submissions, and referral cases, ensuring underwriters focus on qualified risks. Reduce time wasted on uninsurable properties and accelerate approvals for in-appetite risks.

Data-Driven Underwriting with Real-Time Property Integrations

Data-Driven Underwriting with Real-Time Property Integrations

Data-Driven Underwriting with Real-Time Property Integrations

Data-Driven Underwriting with Real-Time Property Integrations

Seamlessly integrate with leading CAT modeling tools, replacement cost estimators, and hazard data sources to refine underwriting decisions. Underwriters get real-time insights into flood zones, wildfire risks, wind exposure, and reconstruction costs, ensuring pricing accuracy.

Seamlessly integrate with leading CAT modeling tools, replacement cost estimators, and hazard data sources to refine underwriting decisions. Underwriters get real-time insights into flood zones, wildfire risks, wind exposure, and reconstruction costs, ensuring pricing accuracy.

Seamlessly integrate with leading CAT modeling tools, replacement cost estimators, and hazard data sources to refine underwriting decisions. Underwriters get real-time insights into flood zones, wildfire risks, wind exposure, and reconstruction costs, ensuring pricing accuracy.

Smarter Portfolio Management

Smarter Portfolio Management

Smarter Portfolio Management

Smarter Portfolio Management

PolicyFly empowers insurers with real-time aggregate mapping to track property concentrations, enforce moratoriums, and prevent overexposure in high-risk zones. At the same time, claims data is directly tied to underwriting insights, enabling insurers to monitor loss trends, refine pricing, and improve risk selection. By seamlessly connecting risk details to claims activity, PolicyFly ensures better portfolio management, continuous learning, and stronger underwriting performance.

PolicyFly empowers insurers with real-time aggregate mapping to track property concentrations, enforce moratoriums, and prevent overexposure in high-risk zones. At the same time, claims data is directly tied to underwriting insights, enabling insurers to monitor loss trends, refine pricing, and improve risk selection. By seamlessly connecting risk details to claims activity, PolicyFly ensures better portfolio management, continuous learning, and stronger underwriting performance.

PolicyFly empowers insurers with real-time aggregate mapping to track property concentrations, enforce moratoriums, and prevent overexposure in high-risk zones. At the same time, claims data is directly tied to underwriting insights, enabling insurers to monitor loss trends, refine pricing, and improve risk selection. By seamlessly connecting risk details to claims activity, PolicyFly ensures better portfolio management, continuous learning, and stronger underwriting performance.

"PolicyFly Capture has revolutionised how we handle submissions. What used to take 20+ minutes per submission is now automated in seconds, giving our underwriters the time to focus on evaluating risks instead of rekeying data. It’s a game-changer for improving bind ratios and staying ahead of the competition"

"PolicyFly Capture has revolutionised how we handle submissions. What used to take 20+ minutes per submission is now automated in seconds, giving our underwriters the time to focus on evaluating risks instead of rekeying data. It’s a game-changer for improving bind ratios and staying ahead of the competition"

Ross Durrant

Associate Director, Shepherd Compello Ltd

Ross Durrant

Associate Director, Shepherd Compello Ltd

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More Than Just Property

PolicyFly is powering the future for many lines of business

PolicyFly is powering the future for many lines of business

PolicyFly is powering the future for many lines of business

PolicyFly is powering the future for many lines of business

Liability

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Cyber

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Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.

Every Submission

The growth platform for specialty insurers.

PolicyFly powers specialty insurers with modern technology, automation, and real-time insights. From submissions to policy management, we help MGAs, Coverholders, Carriers, and Syndicates scale faster, operate smarter, and grow sustainably.